Terms and Conditions

Last updated: September 20, 2026

Welcome to the website of JCM Consulting Services LLC (“we,” “us” or “our”). By using this website you agree to the following terms and conditions. If you do not agree, please do not use the site.

Our Services

We provide educational consulting on personal finance, including financial education, credit education and money management. The information on this website is for general informational and educational purposes only.

No Professional Advice or Guarantees

Content on this website is not legal, tax, investment or other professional advice. We do not guarantee any specific result, such as a credit score, approval or financial outcome. Results depend on each person’s individual circumstances.

Use of the Website

You agree to use this website lawfully and not to misuse it, attempt to gain unauthorized access, or interfere with its operation.

Intellectual Property

All content on this website, including text, logos and design, belongs to JCM Consulting Services LLC or its licensors and may not be copied or reused without our written permission.

Third-Party Links

This website may contain links to third-party websites. We do not control them and are not responsible for their content or practices.

Limitation of Liability

To the fullest extent permitted by law, JCM Consulting Services LLC is not liable for any damages arising from the use of, or inability to use, this website or from reliance on its content.

Changes to These Terms

We may update these terms at any time. Continued use of the website means you accept the updated terms.

Contact Us

Questions about these terms? Reach us using the details below.